Travel Insurance is essential one for the Sri Lanka passport holders when they are travelling to Europe, Australia, USA, Canada and other Rich Countries. Tourist coming for their holidays in Sri Lanka too must have Insurance coverage from their county for to cover passport loss, Flight Cancellation, Floods and other Natural Disasters. It is good option to have your travel insurance from a reputed company when you are visiting Sri Lanka. The package must cover flight cancellation, medical emergencies and other events like theft, floods and so on. Most of the travel insurance companies doesn't provide direct financial assistance as you have to go through with their paper works to claim your loses. Better ask them, about the Insurance policy and what it will cover, before you pay for it.
Travel Insurance should be taken carefully and you must include all your activities one by one. All the sports activities too should be included in the Insurance policy. While visiting a foreign country you may face cancelled flights, medical emergencies, flooding, earthquake, cyclones, lost luggage, lose of ID's and many other unexpected hazards that may delay your travel in a foreign country. Many people also had lost their iPhone which used to have important data. Where some people had even lost their electronic air tickets that were stored in their iPhone.
You may remember the volcanic ashes that had delayed flights in many airports in Europe and thousands of travelers stranded in airports in 2010. Many of them had their travel insurance and some of the insurers didn't accept responsibility for the cancel flights due to volcanic ashes. You must keep in mind such events when you are looking for travel insurance.
People used to buy insurance for their pets too to cover unexpected happenings to their beloved pets when they take them on a tour with them in a foreign country. When in Sri Lanka you may come across flight cancellation, hotel room cancellation, flooding, road accidents, land sliding and many more unexpected events. So it is better to have an insurance plan from your own country or you can get one in Sri Lanka. Also take note that some companies requires special insurance plan to cover your sports related accidents. So if you are going to take part in any sports related activities here better to have some special insurance through your travel agent.
Many countries like Canada USA, Australia and European countries require the Sri Lanka visitors to have their own travel insurance coverage when they want to visit their countries.
In the mean time those relatives who are sponsoring their relatives too advice their Guests to get medical insurance before to board their flight. Medical Insurance will not cover the cost of treatment of the prevailing diseases. Many countries made it compulsory for Sri Lanka travelers to have travel insurance before they board the flight. Otherwise they have to make arrangements to get their travel insurance in that country where they are going to land. This travel insurance can be arranged by their relatives or friends. It is not necessary to arrange for them before you go for the visa interviews. If they require it at the time of the visa application, then get one Traveler Insurance (German Embassy).
Sri Lanka citizens who are credit card customers in certain local banks can enjoy free travel protection from their banks. These banks offer many kinds of insurance coverage for their clients.
Travel Insurance can be purchased through your Air-ticket Agent in Sri Lanka, when you are buying your air ticket from them.
As an American Traveler you can go for one or two of the following Travel Insurance plan.
Trip cancellation coverage
The Comprehensive plan will cover all the above mentioned travel plans by some insurance company.
Source: Sri Lanka Insurance
Tourists visiting Sri Lanka for holidays are required to have visitor visas in their passports except for those passport holders from Singapore, Maldives and Seychelles.
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